Understanding Workers' Compensation in Ohio

What is Workers' Compensation?

The Ohio Bureau of Workers' Compensation (BWC) provides compensation to workers who are injured on the job or contract an occupational illness. This program is designed to provide financial support and medical care to help you recover from your injury or illness.

In Ohio, employers with three or more employees are required by law to have workers' compensation insurance. If you're injured at work, you can file a claim with the BWC to receive benefits such as medical treatment, lost wages, and rehabilitation services.

How Does Workers' Compensation Work?

The workers' compensation process typically begins with a report of the injury or illness to your employer. They will then file a claim with the BWC, which will investigate and determine whether you are eligible for benefits.

If approved, you'll receive medical treatment and lost wages will be replaced. In some cases, vocational rehabilitation services may also be provided to help you return to work in a different capacity.

Common Misconceptions About Workers' Compensation

It's important to note that workers' compensation is not the same as personal injury lawsuits. You cannot sue your employer for damages, but you can file a claim with the BWC if you're injured on the job.

Some employees may also be eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits in addition to workers' compensation.